Discover the best cashback credit cards India 2025. Compare features, fees, and rewards to choose the right card for your lifestyle.
Introduction
Managing expenses smartly in 2025 means making your money work harder—and cashback credit cards are one of the best ways to do that.best cashback credit cards India 2025. Whether you’re shopping online, booking travel, or paying bills, the right cashback credit card gives you returns on every rupee spent.
In this guide, we’ll cover the best cashback credit cards in India for 2025, their features, eligibility, pros and cons, and tips on how to choose the right one.credit card comparison, reward points India, annual fee, cashback benefits, low interest credit card, best credit card offers, credit card for fuel, online shopping credit card.Best Cashback Credit Cards India 2025
Why Choose a Cashback Credit Card?
- Earn while you spend: Get money back on daily purchases.
- Wide usage: Use for fuel, groceries, online shopping, utilities.
- Easy redemption: Cashback is often auto-credited or adjusted in billing cycle.
- Special offers: Many cards come with bonus cashback for specific categories.
Top 5 Best Cashback Credit Cards India 2025
1. HDFC Millennia Credit Card
- Best For: Online shopping and lifestyle expenses
- Key Features:
- 5% cashback on Amazon, Flipkart, Swiggy, Zomato
- 1% cashback on all other spends
- Complimentary lounge access (domestic)
- Annual Fee: ₹1,000 (waived on spending ₹1L/year)
- Eligibility: Income above ₹24,000/month
2. Axis Bank Ace Credit Card
- Best For: Google Pay and bill payments
- Key Features:
- 5% cashback on Google Pay utility spends
- 4% on Swiggy, Zomato, Ola
- 2% on all other spends
- Annual Fee: ₹499 (waived on spending ₹2L/year)
- Eligibility: Salaried and self-employed individuals
3. Amazon Pay ICICI Credit Card
- Best For: Amazon Prime users
- Key Features:
- 5% cashback for Prime members on Amazon
- 3% for non-Prime
- No annual or joining fee
- Annual Fee: Nil
- Eligibility: Moderate credit score needed
4. SBI Cashback Credit Card
- Best For: E-commerce and daily usage
- Key Features:
- 5% cashback on online purchases
- 1% on offline spends
- Auto credit of cashback each month
- Annual Fee: ₹499
- Eligibility: Available for salaried and self-employed
5. Standard Chartered Smart Credit Card
- Best For: Low spenders & EMI shoppers
- Key Features:
- 2% cashback on online spends
- 1% on offline
- EMI conversion facility
- Annual Fee: ₹499
- Eligibility: Income proof required
