2. Axis Bank Ace Credit Card
- Best For: Google Pay and bill payments
- Key Features:
- 5% cashback on Google Pay utility spends
- 4% on Swiggy, Zomato, Ola
- 2% on all other spends
- Annual Fee: ₹499 (waived on spending ₹2L/year)
- Eligibility: Salaried and self-employed individuals
3. Amazon Pay ICICI Credit Card
- Best For: Amazon Prime users
- Key Features:
- 5% cashback for Prime members on Amazon
- 3% for non-Prime
- No annual or joining fee
- Annual Fee: Nil
- Eligibility: Moderate credit score needed
4. SBI Cashback Credit Card
- Best For: E-commerce and daily usage
- Key Features:
- 5% cashback on online purchases
- 1% on offline spends
- Auto credit of cashback each month
- Annual Fee: ₹499
- Eligibility: Available for salaried and self-employed
5. Standard Chartered Smart Credit Card
- Best For: Low spenders & EMI shoppers
- Key Features:
- 2% cashback on online spends
- 1% on offline
- EMI conversion facility
- Annual Fee: ₹499
- Eligibility: Income proof required
Comparison Table
best cashback credit cards India 2025
| Card Name | Cashback % | Annual Fee | Best For |
|---|---|---|---|
| HDFC Millennia | Up to 5% | ₹1,000 | Lifestyle, travel |
| Axis Ace | Up to 5% | ₹499 | Google Pay, food |
| Amazon Pay ICICI | Up to 5% | Nil | Amazon shopping |
| SBI Cashback | Up to 5% | ₹499 | E-commerce |
| Standard Chartered Smart | Up to 2% | ₹499 | EMIs, low spends |
