1. State Bank of India (SBI)
- Interest Rate: 6.10% p.a. (Regular) | 6.90% (Senior Citizens)
- Tenure: 1 year to 10 years
- Safety: Backed by government
2. HDFC Bank FD

- Interest Rate: 6.25% p.a. (Regular) | 7.00% (Senior Citizens)
- Tenure: 6 months to 10 years
- Highlights: Auto-renewal option, tax-saving schemes
3. ICICI Bank FD

- Interest Rate: 6.10% p.a. (Regular) | 6.90% (Senior Citizens)
- Tenure: 1 to 10 years
- Highlights: FD with monthly interest payout
Bank vs NBFC: Where to Get the Best Fixed Deposit in India?
Choosing between banks and NBFCs for fixed deposits depends on your risk tolerance. While banks offer slightly lower rates, they provide high safety. NBFCs like Bajaj Finance and Mahindra Finance offer:
