Best Fixed Deposit in India – Highest (2025)

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Stacks of gold coins representing best fixed deposit in India 2025 Stacks of gold coins representing best fixed deposit in India 2025

1. State Bank of India (SBI)

  • Interest Rate: 6.10% p.a. (Regular) | 6.90% (Senior Citizens)
  • Tenure: 1 year to 10 years
  • Safety: Backed by government

2. HDFC Bank FD

HDFC fixed deposit rates comparison 2025
  • Interest Rate: 6.25% p.a. (Regular) | 7.00% (Senior Citizens)
  • Tenure: 6 months to 10 years
  • Highlights: Auto-renewal option, tax-saving schemes

3. ICICI Bank FD

ICICI fixed deposit maturity returns
  • Interest Rate: 6.10% p.a. (Regular) | 6.90% (Senior Citizens)
  • Tenure: 1 to 10 years
  • Highlights: FD with monthly interest payout

Bank vs NBFC: Where to Get the Best Fixed Deposit in India?

Choosing between banks and NBFCs for fixed deposits depends on your risk tolerance. While banks offer slightly lower rates, they provide high safety. NBFCs like Bajaj Finance and Mahindra Finance offer:

Bank vs NBFC fixed deposit comparison chart
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